Valerie, David, and Dr. Christian Long

Rates

  Annual Percentage Yield (APY)
Easy Checking

N/A

Expect More Checking

$0.01 - $999.99

0.05%

$1,000.00+

0.10%

 

  Annual Percentage Yield (APY)
Statement Savings

$100 - $9,999.99

0.10%

$10,000.00 - $249,999.99

0.10%

$250,000.00+

0.10%

Indexed Cash Fund

$1,000 - $19,999.99

0.25%

$20,000.00 - $99,999.99

0.30%

$100,000.00 - $249,999.99

0.30%

$250,000.00 - $999,999.99

0.30%

$1,000,000.00+

0.30%

 

Term Annual Percentage Yield (APY)

3-5 Months

0.40%

6-11 Months

0.45%

12-17 Months

0.84%

18-29 Months

0.99%

18 Month UnCD (2) (4)

1.05%

30-47 Months

0.99%

48-59 Months

0.99%

5-9 Years

0.99%

10 Years

1.00%

 
Special Offers

15-Month CD

0.94%

5-Year Bump Up CD

0.95%

 

  Annual Percentage Yield (APY)
IRA Money Market Account ($100 minimum to open) (2)

$0.01 - $19,999.99

0.30%

$20,000+

0.35%

18-Month Variable ($100 minimum to open) (2)

0.90%

36-Month Fixed ($500 minimum to open)

0.99%

 

  Annual Percentage Yield (APY)
$100+

0.10%

$1,000+

0.15%

$15,000+

0.20%

(1) Rates effective as of 03/16/2020. Fees could reduce the earnings on the account.
(2) Rates may change after the account is open.
(3) Early withdrawal penalties may be imposed for early withdrawal.
(4) Variable rate CD. Access your money without paying an early withdrawal penalty by giving the Bank seven days’ notice. The minimum balance to open an account is $10,000. Not eligible to be opened as an IRA CD.

 

 

Home Equity Installment Loan 5-Year Fixed 10-Year Fixed 15-Year Fixed
Loan-to-Value </= 80%

Rate

3.375%

3.875%

4.000%

APR

3.497%

3.939%

4.044%

Payment

$453.40

$251.63

$184.92

Loan-to-Value 80.01% - 90%

Rate

4.125%

4.625%

4.750%

APR

4.248%

4.690%

4.795%

Payment

$461.82

$260.61

$194.46

The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 03/16/2020. APR shown requires automatic payments from a Kish Bank account and property insurance. Flood insurance may be required. All APR and estimated payments are based on a loan amount of $25,000 and do not include taxes and insurance.

 
Home Equity FlexLine of Credit Annual Percentage Rate Margin Index (Prime)

Loan-to-Value </= 80% (1)

3.25%

0.00%

3.25%

Loan-to-Value 80.01% - 90% (2)

4.00%

0.75%

3.25%

(1) The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 03/16/2020. APR is currently 3.25%, based on a 25-year term that includes a 10 year draw period followed by a 15 year repayment period for loans with a LTV of 80% or less and auto-drafting from a Kish Bank account. The interest is variable and is based on the prime interest rate published in the Wall Street Journal; the maximum APR is 21% or maximum allowed by law.
(2) The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 03/16/2020. APR is currently 4.00%, based on a 25-year term that includes a 10 year draw period followed by a 15 year repayment period for loans with a LTV of 90% or less and auto-drafting from a Kish Bank account. The interest is variable and is based on the prime interest rate published in the Wall Street Journal plus 0.75%; the maximum APR is 21% or maximum allowed by law.
(1) (2) During the term of the credit line, the minimum monthly payment is $40 and a $100 transfer fee when exercising a flex option. Fees to establish the plan generally total between $350 and $785. Property insurance is required and flood insurance may be required.

 
New Vehicle Loan 3-Year Fixed 5-Year Fixed 6-Year Fixed
Model Years 2019 & 2020

Rate

4.250%

4.500%

4.750%

APR

4.450%

4.623%

4.854%

Payment

$740.88

$466.08

$399.73

The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 04/01/2020. APR shown requires automatic payments from a Kish Bank account. Insurance may be required. All APR and estimated payments are based on a loan amount of $25,000.

 
Mortgage Loans (service released) 0 Points 15-Year Fixed 30-Year Fixed
Loan-to-Value 80%

Rate

*

*

APR

*

*

Payment

*

*

*Due to the currently rapidly fluctuating rate environment, rates are available by contacting any Kish location or a Kish mortgage lender.

More loan products, rates, and terms are available. For more information, please visit or call your local branch.

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