Rates

  Annual Percentage Yield (APY)
Absolutely Free Checking

N/A

Go Green. Get Green. Checking

$0.01 - $24,999.99 with 20 signature-based Kish Check Card transactions per statement cycle

1.50%

$0.01 - $24,999.99

0.10%

$25,000.00+

0.10%

Expect More Checking

$0.01 - $999.99

0.05%

$1,000.00+

0.10%

Priority Club

$0.01 - $999.99

0.05%

$1,000.00 - $4,999.99

0.10%

$5,000.00 - $19,999.99

0.10%

$20,000.00+

0.10%

 

  Annual Percentage Yield (APY)
Statement Savings

$100 - $9,999.99

0.10%

$10,000.00 - $249,999.99

0.10%

$250,000.00+

0.10%

Super Saver

$100 - $9,999.99

0.10%

$10,000.00 - $249,999.99

0.15%

$250,000.00+

0.20%

 

Term Annual Percentage Yield (APY)

3-5 Months

0.15%

6-11 Months

0.20%

12-17 Months

0.40%

18-29 Months

0.50%

18 Month UnCD(4)

0.60%

30-47 Months

0.65%

48-59 Months

1.00%

5-9 Years

1.20%

10 Years

1.75%

 
Special Offers

2-Year CD

0.90%

5-Year Bump Up CD

1.20%

5-Year CD

1.40%

 

  Annual Percentage Yield (APY)
18-Month Variable (1) (2)

$100+

0.55%

36-Month Fixed (1)

$500+

1.00%

 

  Annual Percentage Yield (APY)
$100+

0.10%

$1,000+

0.15%

$15,000+

0.20%

 

  Annual Percentage Yield (APY)
$1,000—$19,999.99

0.10%

$20,000—$99,999.99

0.15%

$100,000—$249,999.99

0.15%

$250,000—$999,999.99

0.15%

$1,000,000+

0.15%

(1) Fees could reduce the earnings on the account.
(2) Early withdrawal penalties may be imposed for early withdrawal.
(3) Rates effective as of 07/08/16 and  may change after the account is open.
(4) Variable rate CD. Access your money without paying an early withdrawal penalty by giving the Bank seven days’ notice. The minimum balance to open an account and obtain the APY is $10,000.

 

Home Equity Installment Loan 5-Year Fixed 10-Year Fixed 15-Year Fixed
Loan-to-Value

Rate

3.42%

3.96%

4.33%

APR

3.54%

4.02%

4.38%

Payment

$453.90

$252.64

$189.08

Loan-to-Value 80.01% - 90%

Rate

4.17%

4.71%

5.08%

APR

4.30%

4.77%

5.13%

Payment

$462.33

$261.63

$198.74

The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 08/30/2016. APR shown requires automatic payments from a Kish Bank account and property insurance. Flood insurance may be required. All APR and estimated payments are based on a loan amount of $25,000 and do not include taxes and insurance.

 
Home Equity FlexLine of Credit Annual Percentage Rate Margin Index (Prime)

Loan-to-Value

3.75%

0.25%

3.50%

Loan-to-Value 80.01% - 90%

4.50%

1.00%

3.50%

The Annual Percentage Rate (APR) shown is available for well-qualified appplicants as of 12/18/2015. APR currently ranges from 3.75% to 4.50%, 15-year term with a LTV of 90% or less and auto-drafting from a Kish Bank account. Maximum interest rate is 21% or maximum allowed by law. Monthly payment is 1.0% of outstanding balance with a minimum of $40.00. If the minimum monthly payment is made during the term of the loan, the final payment may result in a balloon payment. Fees to establish the plan generally total between $260 and $560. Property insurance is required and flood insurance may be required.

 
New Vehicle Loan 3-Year Fixed 5-Year Fixed 6-Year Fixed
Model Year 2016–2015

Rate

4.48%

4.67%

4.76%

APR

4.91%

4.94%

4.99%

Payment

$743.45

$468.01

$399.85

The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 08/30/2016. APR shown requires automatic payments from a Kish Bank account. Insurance may be required. All APR and estimated payments are based on a loan amount of $25,000.

 
Mortgage Loans (service released) 0 Points 15-Year Fixed 30-Year Fixed
Loan-to-Value 80%

Rate

2.750%

3.375%

APR

2.911%

3.465%

Payment

$678.62

$442.10

The Annual Percentage Rate (APR) shown is available for well-qualified applicants as of 09/23/2016. Property insurance is required and flood insurance may be required. All APR and estimated payments are based on a loan amount of $100,000 and do not include taxes and insurance.

More loan products, rates, and terms are available. For more information, please visit or call your local branch.

You are now leaving the Kish Bank site. Click "OK" to continue.