Valerie, David, and Dr. Christian Long

Expect More Checking

Expect More Checking is a package account designed for customers who maintain combined deposit (excluding CDs) and loan (excluding mortgages) balances of $10,000 or more that are not currently enrolled in another packaged checking account, have a monthly direct deposit, or who are 55 years of age or older and would like to benefit from free and discounted services.  Customers who meet one of these criteria will enjoy this account without a monthly service charge (Misc Service Charge).

Expect More Checking customers will receive:

  • Discount on Expect More style checks

  • Earn interest on all balances

  • 6 free non-Kish ATM transactions (NonKishATM Trans) per statement cycle1

  • Free Kish Check Card with MasterCard®  logo or ATM card

  • Free notary services

  • Enrollment in our Kish Courtesy Overdraft Program

  • Overdraft protection transfers available from a Statement Savings account or a line of credit (if qualifications are met) for a low fee of $10 per transfer

  • Discounts on loan rates2

  • 50% discount on money orders and cashier's checks

  • $8 discount on safe deposit box rentals

  • Free OnLine Banking and Bill Payment

  • Unlimited check writing

  • Easy-to-balance monthly statements with check images, available as paper or E-Statements


1May be subject to ATM owners’ fees. Non-Kish ATM transactions over the monthly allowance are $2.00 per transaction. All non-Kish ATM balance inquiries (NonKishATM Bal Inq) are $2.00 per inquiry. 2With automatic payments from a Kish checking account.

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