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Notice of Financial Privacy Rights for Consumers
At Kish Bank, our mission is to serve your complete financial needs.
We understand that our relationship with you is built upon a foundation
of trust. As financial service professionals entrusted with your
sensitive financial information, we respect your privacy and are
committed to treating your information responsibly. This notice
will help you understand how we use and safeguard your information.
The Information Covered by This Notice
This Notice of Financial Privacy Rights for Consumers covers
all personally identifiable financial information about you that
is obtained by Kish Bank in connection with providing a consumer
financial product or service for personal, family, or household
purposes.
The Privacy Notice for the Kish Bank Family
This Consumer Information Privacy Notice applies to the Kish Bank
family of companies, which currently includes the Kishacoquillas
Valley National Bank, Kish Agency, and Kish Travel. We believe that
having one privacy notice makes it easier for you to understand
our privacy practices and the protections they afford your personal
information.
The Information We Collect
In order to understand and meet your financial needs, we may collect
nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other loan
and account forms;
- Information about your transactions with us, our affiliates
or others;
- and Information we receive from third parties such as credit
bureaus.
Nonpublic personal information is information about
you that we collect in connection with providing a financial product
or service to you that is not available from public sources, such
as telephone directories or government records. Examples of nonpublic
personal information include your social security number, income,
assets, credit history, employment history, and the fact that you
have an account with us.
The Information We Share and Do Not Share
We do not share any nonpublic personal information about you with
anyone, except as required or permitted by law. For example, we
may share personal information to protect against fraud, respond
to a subpoena, or service your account.
We may share all of the information we collect, as
described above, with our affiliates, with companies that provide
financial or marketing services on our behalf or with other financial
institutions with whom we have joint marketing agreements. We require
the companies and financial institutions with whom we share information
to adhere to the same standards we do in maintaining the confidentiality
of your information.
We do not sell or otherwise share any nonpublic personal
information with companies to offer products or services unrelated
to the Kish Bank family of companies.
The Continuing Protection We Provide
If you decide to close your accounts with us or become an inactive
customer, we will continue to protect your nonpublic personal information
by following the privacy practices described in this notice.
The Safeguards We Employ
We also take steps to safeguard the customer information we
collect. We restrict access to your personal and account information
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information.
The Ways We Keep You Up-To-Date
We will provide you with a copy of our Notice of Financial Privacy
Rights for Consumers at least annually and prior to implementing
any changes to our privacy policies. We will also maintain a current
copy of this notice on our web site at www.kishbank.com. If you
have any questions concerning our Notice of Financial Privacy Rights
for Consumers, please call 717-667-9200 and ask to speak to a member
of our privacy team.
The Privilege of Serving You
We appreciate your business and the trust you have placed in us.
Thank you for the privilege of serving you.
If
you have questions or concerns regarding this privacy policy, please
send E-mail to ContactUs@kishbank.com.
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