Savings

Kish Bank wants to help our customers save for their future. Whether it's a new house, money for your child's college tuition, or a dream vacation, we offer an account to help you reach your goals.

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Savings

If you are looking for safe, predictable savings accumulation and want easy access to your funds, our Statement Savings or Super Saver Account could meet your needs. Both of these accounts earn interest on a tiered rate basis. We can also help you save by having money directly transferred or deposited into your statement savings account with each payroll or on certain days of the month. Both savings account options are available to customers under the age of 18 with no minimum balance requirements.

Indexed Cash Fund

Kish Bank's Indexed Cash Fund is a money market account that offers competitive, tiered rates and gives you the ability to write up to six checks per month.

CDs

If you are able to commit all or a portion of your savings for a fixed period of time in exchange for a higher interest return, a Certificate of Deposit (CD) may be your best option. Kish offers terms from 3 months to 10 years, each with a fixed rate for the life of the CD.

CDARS

CDARS^® is the Certificate of Deposit Account Registry Service^®. It is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. With CDARS and Kish Bank, everything is handled through us. Your deposit is placed into a special network of member banks, then, your CDs are placed with these member banks in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just one bank – Kish Bank – you can receive insurance from many.

IRAs

No matter your age, it is important to start saving for your retirement. A Kish Bank Individual Retirement Account (IRA) is a great way to accumulate tax-advantaged deposits and earnings for your retirement. We offer multiple IRA savings vehicles, including Traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) Plans, and Simple IRAs. Our Personal Bankers can help you determine which will best suit your needs.

Health Savings Accounts

If you or your family is covered by a high deductible health insurance plan, you may benefit from a Health Savings Account (HSA). An HSA is a tax favored consumer savings arrangement that permits tax free distributions of principal and earnings if distributed amounts are used for qualified medical expenses.