Borrowing money can be a complicated process, but Kish Bank makes it easy with a range of options depending on your needs. Our experienced lenders will help you make the decision that is best for you.
Home Equity Installment Loan
If you want to borrow money and have equity in your
owner-occupied primary or secondary residence, you may be eligible
for a Home Equity Installment Loan. Kish is able to structure the
loan to fit your specific needs, whether it’s a home improvement
project or college tuition. Our rates are fixed, so you have the
security of knowing the rate on your loan will never change.
FlexLine Home Equity Line of Credit
A FlexLine is an innovative home equity line of credit that
allows you to access the equity in your home to create a loan and
repayment plan that fits your budget. After a one-time approval
process, you can have access to your line for up to 15 years,
allowing you to meet periodic financial needs. Your credit line can
be accessed at any time and the funds can be used to pay for just
about anything—vehicles, home improvements, college tuition, travel
expenses, or debt consolidation. As you repay the loan, funds
become available again for your future needs. And, unlike credit
card interest, home equity interest is often tax deductible, so
check with your tax professional. You can access this line of
credit by loan checks, transferring funds using online banking, or
by asking a teller or personal banker for funds.
Kish Bank is an Equal Housing Lender.
