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Life, Disability Income & Long Term Care
   

Life, Disability Income & Long Term Care Insurance Services
Life, Disability Income & Long Care Term Care Insurance Services are available at all office locations of Kish Bank.

Life Insurance Services
Life Insurance Services are available to individuals seeking family security, to businesses seeking protection and continuity, and to corporations seeking to protect investments in key human resources. Life Insurance policies offer various contract types and options to fit a particular need.

  • Term Life provides pure protection at the lowest possible cost.
  • Cash-value Life provides permanent life insurance protection as well as a cash buildup.
  • Variable Life provides a guaranteed death benefit and the advantage of several investment options.

Disability Income Insurance Services
Disability Income Insurance protects individual wage-earners against the long-term disruption in income resulting from a debilitating injury or illness. This insurance can be specifically tailored to meet the unique needs of two-income households. Coverages can include:

  • Own Occupation Coverage
  • Social Security Integration
  • Conversion Option to a Long Term Care Policy (after working years)

Long Term Care Insurance Services
With longer lifetimes and the rising costs of nursing care, more and more people are purchasing Long Term Care Insurance to pay the costs of benefits provided in a nursing, assisted living, or adult day care facility. Long Term Care plans are tailored to the type of care provided, including in-home care.

 

 

 

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