If your business is recovering from a loss and you would be
forced to shut down your normal operating procedures, business
income insurance has the ability to cover the net profit or loss
that would have been earned or incurred if the suspension had not
occurred.
The suspension must be a result of physical loss, damage to real
or personal property. There is also the option to add Extra Expense
coverage to your Business Income Insurance that would include
expenses incurred to avoid or minimize the suspension of
operations, repair and replace property, and expense paid for
overtime work to speed up the restoration of the business.
Property and casualty insurance services are offered exclusively
through Kish Agency, Inc. a subsidiary of Kish Bank, and are not
insured by the FDIC, are not deposits or obligations of the bank,
and are not underwritten or guaranteed by the bank.
