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Kish
Bank invites you to become a member of the Priority Club,
which offers you a variety of premier banking benefits, including:
- Free
Checks
- No
Minimum Balance Requirements on Checking and Statement Savings
Accounts
- Great
Rates on Checking
- Free
Overdraft Protection
- Free
ATM Transactions Everywhere
- CD
Rate Bonuses
- Discounts
on Loan Rates and Closing Costs
- Kish
Rewards Points redeemable for Travel, Loan Closing Costs,
Charitable Contributions, Safe Deposit Box Fees, and other great
opportunities!
- Discounts
on Kish Travel Services
- No
Fee Travelers Checks and more...
SAVINGS
AND HIGHER EARNINGS
With
the Priority Club, there are various fees waived or
discounted to save you money, higher interest rates to earn you more
money, and plenty of ways to make your checking and other bank
accounts work for you.
Free
Checks
All
the special member checks you need are FREE, or take advantage of a
50% discount on other selected check styles.
No
Minimum Balance Requirements on Priority Club Checking Accounts and
a Statement Savings Account
You
never have to worry about keeping your Priority Club
checking account balance and your statement savings account balance
above a certain level to avoid a monthly service charge.
Preferred
Interest Rates on Checking
Earn
a high interest rate on collected balances of $1,000 to $4,999, a
preferred interest rate on collected balances of $5,000 to $19,999
and a premium interest rate on collected balances of $20,000 or
more. (Variable rates apply.)
Free
ATM Transactions Everywhere
Use
your Kish Check Card anywhere you see the STAR® or CIRRUS® logos
for no additional fee from Kish Bank. (Other financial institutions
may charge a fee for using their ATMs.)
Higher
Kish Check Card Withdrawal and Purchase Limits (with approval)
With
the Kish Check Card, enjoy a new level of banking and shopping
convenience. As a Priority Club member, you can make cash
withdrawals up to $500 per day at any ATM displaying the STAR® or
CIRRUS® logos, and make purchases up to $2,500 per day anywhere you
see the MasterCard® or STAR® logos.
CD
Rate Bonuses
Periodically,
Priority
Club members have opportunities to earn bonuses on the annual
percentage yield (APY) for select certificates of deposit (including
IRAs).
Reduced
Rates on Auto and Home Equity Loans
Save
.25% on newly approved Consumer Loans (including Auto Loans, Home
Equity Installment Loans, and Home Equity Credit Lines). Save an
additional .25% when your loan payments are automatically deducted
from your Priority Club
checking account.
Reduced
Closing Costs on Loans
Save
$50 on closing costs for newly approved Home Equity Installment
Loans and Credit Lines and save $100 on closing costs for newly
approved Mortgage Loans. (Limit one discount per home equity and
mortgage loan.)
KISH
REWARDS
As
a Priority Club member, you are eligible to participate in
Kish Rewards, a member loyalty program, and to earn valuable
discounts on travel and tour services through Kish Travel.
Kish
Rewards
Through
Kish Rewards, you will be rewarded for your Kish relationships in
the form of points redeemable for:
- Kish
Travel services
- Discounted
loan closing costs and safe deposit box annual rental fees
- Charitable
contributions
- Other
great opportunities that will periodically be communicated with
you
KISH
TRAVEL DISCOUNTS
Discounts
on Kish Travel and Tour Services
Plan
your next vacation through Kish Travel and receive these valuable
discounts:
- 25%
discount on airline ticket processing fees
- Special discounts on Kish escorted
tours and cruises
- Free
passport photos
Click
here for
information on Kish Travel services.
Quarterly
Member Newsletter
A
quarterly newsletter keeps you up-to-date on your exclusive member
benefits, special Kish Rewards offers and exciting travel
opportunities through Kish Travel.
SAFETY
AND SECURITY
Priority
Club membership brings you a new level of safety and security.
Free
Overdraft Protection
There
are no overdraft charges to your Priority Club checking
account when you use available funds from your statement savings
account or approved Personal or Home Equity Credit Line as
protection.
Free
Risk Analysis
As
a Priority Club member, you are invited to meet with a trust
specialist who will provide a free review of your assets to identify
risks and to ensure their suitability to your financial objectives.
$10
Discount on Safe Deposit Box
Keep
your valuables secure in a safe deposit box and you'll save $10 off
the annual rental fee. (Limit one discount per box per Priority
Club checking account.)
No
Fee American Express®
Travelers Checks
These
secure, convenient instruments, including the "Cheques for
Two", are available to you without an issue fee.
50%
Discount on Money Orders and Cashier's Checks
Free
Stop Payments and Notary Service
ACCESS
As
a Priority Club member, you'll have access to a variety of
financial and insurance services available at Kish Bank.
Property
and Casualty Insurance Services
Kish
Agency, Inc., a subsidiary of Kish Bank, offers you a variety of
personal, business, and agricultural insurance services to insure
your home, auto, business, or farm. Our licensed insurance specialists
can offer you a no cost, no obligation review and analysis
of your insurance coverages.
Financial Planning
Kish
Client Solutions provides individually tailored comprehensive
financial planning and consultation services to help you meet all of
your financial and risk-management needs. Coordinated planning
of investments, debt management, insurance coverages, retirement
plans, deposit services, and estate plans are offered to provide the
solutions that are best for you.
Asset
Management Services
You will have peace-of-mind by having our highly trained
professionals manage your assets.
Investment
Services
You have access to a variety of investment services to help you
achieve your financial objectives. Our financial advisors have
the experience and expertise to guide you in making the choices most
suitable for you.
Retirement
Planning
Kish
Bank offers a variety of services and
the expertise to help you plan for a financially comfortable retirement.
What's the right plan for you? What are the right savings choices
for you? Before you put another dollar into your savings, talk with
a financial advisor.
Trust
Services
A variety of trust services are available if you desire professional
fiduciary services to achieve your specific financial objectives.
TeleBanking
Enjoy
the convenience of banking day or night, 7 days a week, 365 days
a year, anywhere there's a touch-tone phone. Review deposit and loan
balances, transfer funds, verify paid checks and more...just by
calling toll-free 1-888-333-KISH(5474).
OnLine Banking and Bill Payment
OnLine
Banking offers you the convenience of banking and paying bills
24/7 from your home or office using your
computer. Review deposit and loan balances, transfer funds,
make loan payments, verify
paid checks, print account histories, pay bills, and more.
Check
Imaging Statements
With
our check imaging system, your cancelled Priority Club checks
are laser printed in numerical order on easy-to-read, pre-punched
pages, which are ready to file in a convenient binder. This convenient,
state-of-the-art service provides for better organization, check
storage and record keeping.
Direct
Deposit
Enjoy
the convenience of having your payroll, retirement or Social
Security
checks deposited directly into your Priority Club checking
account.
BECOME
A MEMBER
Anyone
can join by opening a Priority Club checking account. There are
two types of memberships based on the monthly combined balance in
all your deposit accounts (including checking, savings, money market
accounts, CDs, and IRAs) and your investment accounts. Ask for
a Priority Club checking account disclosure to learn more.
- Option
1. If you maintain a monthly combined deposit/investment balance
of $20,000 or more in any combination of deposit or investment
accounts, we'll waive the monthly membership fee.
- Option
2. If you maintain a monthly combined deposit/investment balance
of less than $20,000 in any combination of deposit or investment
accounts, a $15 monthly membership fee will automatically be deducted
from your checking account.
Notes...
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Property
and casualty insurance services are offered exclusively through
Kish Agency, Inc., a subsidiary of Kish Bank, and are not
insured by the FDIC or any other bank insurance, are not deposits
or obligations of Kish Bank, and are not underwritten or guaranteed
by the bank.
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Kish
Rewards Points are forfeited, and CD bonus rates and loan discounted
rates are subject to change in the event of cancellation of your
Priority Club membership (or automatic loan payments). Kish
Rewards Points may be used in conjunction with Priority Club
discounts on loan closing costs and annual safe deposit box rental
fees. Kish Check Cards, credit cards, loans and credit lines require
a separate application and are subject to approval. Priority
Club benefits may not be used in conjunction with other bank
discounts and bonuses. CD rate bonuses may not be used in conjunction
with special Priority Club CD rate offers. Disclosures of
fees, interest, and account terms are available upon request.
 
Kishacoquillas Valley National Bank
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